About Insurance Firm USA
Independent commercial trucking insurance, built around your road. We’re headquartered in Columbia, South Carolina, helping transportation businesses in all 50 states stay compliant, protected, and on the road.
From first-time owner-operators to established fleets
Independent Agency
Options beyond one carrier
All 50 states
Coverage for nationwide operations
Trucking is all we do
Coverage focused on your operation
Independent Agency
Options beyond one carrier
All 50 states
Coverage for nationwide operations
Trucking is all we do
Coverage focused on your operation
Trucking Insurance Is All We Do
Your business isn’t one-size-fits-all. Your insurance shouldn’t be either.
We don’t split our attention between homeowners, personal auto, and dozens of other lines. Our work is centered on trucks, trailers, cargo, drivers, and the filings that keep your authority active. That focus helps us have practical conversations about the operation you run and the coverage your work calls for.
Our name says it plainly: we’re a firm built to serve truckers across the USA. Wherever your routes take you, our team is ready to help.
Built around your operation
Transportation businesses we work with
Owner-operators
Small & large fleets
New operating authorities
Towing companies
Headquartered in Columbia. Serving Truckers Nationwide.
Your routes cross state lines. Our reach does, too.
Our office is in Columbia, South Carolina, while our clients operate across the country. Whether you run regional routes through the Southeast, haul freight across the Midwest, or travel coast to coast, we write coverage in all 50 states.
Requirements can vary based on what you haul and where you operate. Our licensed agents take time to understand your business, including federal minimums, state-specific rules, shipper contracts, and broker requirements.
Protection for the Work You Do
Build a trucking insurance program around your trucks, your freight, and the demands of your operation.
Liability Coverage
Helps protect your business if your truck causes injury or property damage to others in a covered accident.
Cargo Insurance
Helps cover the freight you’re hauling against loss or damage, subject to your policy’s terms and conditions.
Physical Damage
Helps repair or replace your tractor and trailer after a covered accident, theft, fire, or weather event.
Additional coverage options
- Bobtail / non-trucking liability
- Trailer interchange
- Occupational accident
Insurance That Works With Your Schedule
Clear conversations, practical options, and service designed with life on the road in mind.
01
Independent Agency Options
We aren’t locked into a single insurance company. We compare options and help match coverage to your operation, equipment, and budget.
02
Hours That Fit a Trucker’s Schedule
Reach our team after a long day on the road, with weekday hours that extend into the evening.
Mon–Thu 8 AM–9 PM
Friday 8 AM–7 PM Eastern
03
Fast Certificates of Insurance
Need a certificate for a shipper, broker, or new contract? Request one through our Service Center or give us a call.
04
Straight Answers, Real People
Talk with a licensed agent who knows trucking. We explain coverage in plain language, so you can understand your policy before you need it.
Merging Strengths, Securing Futures.
We combine our focus on the trucking industry with what you know about your own business. Together, we build a coverage plan designed around the operation you’ve worked hard to grow—so you can focus on the next load, the next truck, and what comes next.
“When your business is protected, you can focus on the road ahead.”
Frequently Asked Questions
Get quick answers about our location, who we insure, the coverage we offer, and how to reach our team.
Still have a question about your operation? Talk with our team →
Where is Insurance Firm USA located?
Insurance Firm USA is headquartered at 2191 Pickens St., Ste. 214, in Columbia, South Carolina. We write commercial trucking insurance for transportation companies in all 50 states, so you can work with our team wherever your operation is based.
Does Insurance Firm USA only insure trucking companies in South Carolina?
No. While our office is in Columbia, SC, we work with owner-operators, fleets, new authorities, and towing companies in all 50 states, including carriers that run interstate routes across multiple states.
Who does Insurance Firm USA insure?
We work only with transportation businesses: owner-operators, small and large fleets, new operating authorities, and towing companies.
What types of trucking insurance does Insurance Firm USA offer?
We offer primary liability, cargo insurance, and physical damage coverage, plus common add-ons such as bobtail or non-trucking liability, trailer interchange, and occupational accident coverage.
Is Insurance Firm USA an independent agency?
Yes. As an independent trucking insurance agency, we are not tied to a single insurance company, which lets us compare options and match coverage to the way your business operates.
How do I request a certificate of insurance?
You can request a certificate of insurance through the Service Center page on our website or by calling (803) 306-5886.
What are Insurance Firm USA’s office hours?
Our team is available Monday through Thursday from 8 AM to 9 PM and Friday from 8 AM to 7 PM Eastern.